Credit and Recovery Officer

Overview

Work to analyze credit applications, manage overdue accounts, and recover debts. It's a role that requires a keen eye for detail, strong communication skills, and the ability to navigate financial situations effectively. It's all about tracking down those missing payments and bringing them back into the fold.

Responsibilities

Analyze the creditworthiness of the customer and any associated hazards, such as home and business visits. 
When making decisions, evaluate the financial stability of the customer while taking all pertinent data into account.

Adhere to the risk management policies of the firm. 

Ensure that your credit sales portfolio is kept up to date. 

Keep an eye on daily credit sales accounts that go into default while working with the head and marketing. 

Establish payment plans for the customer in case of nonpayment. 

Keep track of the current payment plan's progress. 

Track your daily GPS usage to evaluate its performance.

Requirements

HND or degree required, as well as experience in a related job.

Positivity and teamwork are demonstrated. 
Strong analytical and communication abilities.
Strong organizing and planning abilities. 
Strong organizing abilities.